Genius mobile payTake contactless payments with just a phone. That’s Genius.

Accept contactless payments on the move with just your mobile — no extra hardware needed. From digital wallets like Apple Pay®, Google Pay® and Samsung Pay® to contactless cards, Genius mobile pay turns your phone into a card machine.
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Select the operating system that’s right for your small business

Android or iOS? We’ve got you covered with contactless payment acceptance directly from your smartphone. Accept contactless payments quickly and easily from NFC-enabled cards or devices with the Genius mobile pay app.
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Contactless Payments on Android

Accept contactless payments from your Android phone without extra hardware.

Contactless Payments on Android

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Tap to Pay on iPhone

Take Tap to Pay directly on your iPhone.

Tap to Pay on iPhone

Nearly everything you need in one Genius solution

From refunds to reconciliation, Genius mobile pay is a fast and simple way to manage your small business from your mobile. Send text receipts, issue refunds or operate on the go. It’s Genius.

Accept every payment

Scale past the €50 contactless card limit with a mobile wallet and use our integrated PIN solution for card payments.

Get started fast

Once approved, simply log in, follow a few simple steps and start taking payments right away.

Increase your income with Dynamic Currency Conversion

Dynamic Currency Conversion (DCC) lets foreign customers pay in their home currency. Genius mobile pay detects international cards and offers a choice: pay in the merchant’s currency or their own. If they choose their currency, they see the exact amount and exchange rate before confirming.

Protected customers

Together with card schemes, we’ve developed a highly secure environment for card payments. A dynamic PIN keypad changes the position of numbers with every transaction, ensuring the PIN is entered differently each time—making it virtually impossible to capture or misuse.

Send digital receipts

Offer receipts by email or SMS. Or let your customers scan a QR code anytime, anywhere.

Optimise performance

Get a comprehensive view of all your sales performance, reporting and transactions in one place.
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Make staff happier with automated tipping

Deliver more earnings to your team by making tipping quick and easy. Simply set up the app to offer pre-selected gratuity by percentage or amount and see your tips soar.
Get started

Why choose Global Payments?

Grow your business the smart way when you make every payment easy. From navigating new regulations to adopting advanced technology, we’re here by your side every step of the way, to give you less to stress about, and more time to master your next move.

Get paid the next working day

Improve your cash flow and get paid fast with next working day settlement, simple and quick.

Grow with premium tech on any budget

Streamline and scale your business with affordable and advanced payment solutions.

Experience top- rated customer service

Get hands-on support and local industry expertise from dedicated call-centre.

Set up quickly with experts at your side

Choose the right solution and get onboarded fast. Our trained staff will help you set up with ease.
Close up of person using card to complete contactless payment to handheld POS device

Tap to Pay on iPhone

Take contactless payments from your iPhone without extra hardware. From door-to-door deliveries to farm markets and festivals, if your iPhone’s got a signal or Wi-Fi connection – get paid fast.

  • the Genius mobile pay app on iPhone XS and above
    with iOS 17+
  • Add on to existing solutions or use as a standalone
    payment app
  • Keep data safe and never store sensitive customer
    info on your iPhone
  • Take payments over €50 with our dedicated, safe PIN
    technology.

Lear more about Tap to Pay on iPhone 

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Contactless Payments on Android

Start taking contactless payments from your NFC- enabled Android device in minutes — no card reader needed. Whether you’re running a pop-up shop or just need a fast way to take payments during peak hours, Tap to Pay on Android moves your queues quickly.
  • Download the Genius mobile pay app on Android 9
    and above
  • Deliver secure tap to pay with encryption and
    tokenisation
  • Use as a standalone app or add on to existing
    solutions
  • View all your payment transactions in a single place
  • Verify transactions with PIN through a secured
    keyboard

We make it easy to get up and running. Here’s how.

Fast. Easy. Affordable.

Step 1

Sign your contract to start accepting payments with us.

Step 2

Receive your login credentials by email.

Step 3

Download the GP tom and GP tom PIN apps from Google Play.

Step 4

Confirm that NFC is enabled on your phone.

Genius mobile pay FAQs

Genius mobile pay allows you to accept contactless card payments and digital wallets with a phone. You don’t need to plug any additional hardware into your phone to make it work. That’s because tap to pay works through Near Field Communications (NFC), which is a short-range wireless technology that enables communication between devices and contactless cards.

A mobile card machine is a traditional payment terminal that accepts physical cards, whereas a card reader is typically inserted into a mobile phone to accept physical cards, mobile wallets or contactless cards.

The main difference between tap to pay and mPOS (mobile point of sale) is that with tap to pay, you don’t need extra hardware — you can do everything through your phone. With mPOS, you need a separate card reader or machine to process payments.

That depends on whether you’re using an iPhone or Android device:

Download Genius mobile pay in the iOS app store

Download Genius mobile pay in Google Play

Genius mobile pay is designed from the ground up to protect your customers’ personal information. Payment card information is encrypted, so card numbers aren’t visible (and can’t be detected by fraudsters) on your phone.

Genius mobile pay also uses tokenisation so the smartphone or device never stores customer cardholder data and cannot be used for any other transactions.

Genius mobile pay is compatible with the Contactless Payments on COTS (CPoC) standard from the Payment Card Industry Security Standards Council (PCI SSC) and is PCI DSS (Payment Card Industry Data Security Standard) compliant.

All credit or debit card information stays between Global Payments, your customer and the card issuer, and is used purely to authorise and process the transaction.

Tap to Pay on Android requires an operating system of Android 9 or later, with Near Field Communication (NFC) enabled.

Tap to Pay on iPhone requires iPhone XS or later, running iOS 17 or higher with NFC enabled.

Yes, our Genius mobile pay app allows you to process refunds quickly and easily — right from your phone.

You can accept contactless payments from debit and credit cards issued by Visa and Mastercard as standard on Genius mobile pay, along with all digital wallets, including Apple Pay, and Google Pay and Samsung Pay.

With next day settlement, typically you receive funds by noon on the next business day.